Collect quarterly distributions. Never take a tenant call.
Accredited investors only.
Finding deals, managing contractors, screening tenants and handling 2 a.m. calls. Most investors trade their evenings for their returns.
Outside contractors and outside property managers. When a renovation runs late or over budget, the operator can only make phone calls.
When a deal can only pay out by selling, the timing belongs to the market. Soft months turn into discounts and delays.
CashOffer LP is backed by the Vantage Group of Companies. The same team finds the deal, buys it, renovates it, manages it and exits it, so we control the quality, timeline and budget of every deal. Then your capital goes back to work.
Motivated and distressed sellers come to us directly through Okanagan's #1 independent brokerage and the CashOffer platform. We target homes 15–20% below market value.
Every deal is underwritten to a minimum 25% upside before we buy. If the numbers don't work on day one, we pass.
Targeted renovations that raise the property's value and rental income, done by our own renovation company.
Tenant screening, leasing and maintenance by the team already managing 1,400+ doors.
We refinance to pull out equity, place rent-to-own tenant-buyers, or both. No forced sale.
Capital returned from each refinance goes into the next deal, or to you as a distribution.
Okanagan's #1 independent brokerage and the source of our off-market deal flow.
Direct-to-seller cash offers that bring us homes before they reach the market.
Our in-house renovation company, adding value to every CashOffer LP property.
Okanagan's top-rated property manager, running every CashOffer LP rental.
"Refinancing and/or rent-to-own is the most tax-efficient way we've found to maximize profit and recycle capital."AJ HAZZI, GENERAL PARTNER
A refinance returns capital without selling the property. The home keeps earning rent and building equity for the partnership.
Equity pulled out through a refinance pays for the next below-market purchase, so the same dollars compound across more deals.
Through our Empowered Renter Program, rent-to-own tenants are working toward owning the property. They take better care of it, stay longer, and give us a buyer built in at exit.
Because we aren't forced to sell, a soft market doesn't push us into a discount.
Market conditions now support our refinance and rent-to-own model, and it's what this raise funds. Here's how a deal is structured, using a dated 4-bedroom split-level in Rutland, Kelowna as the example.
| 01–02 · Source and buy | |
| As-is market value | $785,000 |
| Purchase price | $650,000 |
| 03 · Renovate (Vantage Home Services, 9 weeks) | |
| Kitchen, flooring, paint, bathrooms, suite upgrade | $85,000 |
| All-in cost, including closing and holding | $750,000 |
| Appraised value after renovation | $935,000 |
| 04–05 · Manage and exit | |
| Refinance at 70% of appraised value | $654,500 |
| Rent-to-own tenant, monthly rent | $4,450 |
| Tenant's option to buy within 3 years | $1,010,000 |
| 06 · Recycle | |
| Capital returned to the partnership | $654,500 |
The $654,500 from the refinance went into the next purchase. The partnership still owns the home, collects rent every month, and has a tenant-buyer working toward purchasing it.
Limited partners on quarterly distributions, reinvesting, and letting the team do the work.
"Our only regret is we didn't find you guys years ago. It's sure nice to look forward to those quarterly distributions."
"We've had some wins and some losses, but they all took work. With CashOffer LP, I don't have to lift a finger."
"AJ has been our family's real estate advisor for years. When the opportunity came to partner with him on a project, we felt really good about it."
CashOffer LP is a limited partnership. Limited partners receive an 8% preferred return before the general partner shares in any profit.
| Structure | Limited partnership (LP/GP), professionally managed |
|---|---|
| Target return | 15–18% annualized, net to limited partners |
| Preferred return | 8%, paid to limited partners before any profit share |
| Profit split above 8% | 50% limited partners / 50% general partner |
| Distributions | Quarterly, with optional reinvestment (DRIP) |
| Eligible funds | Personal, corporate or registered (RRSP, TFSA) |
| Lock-up | No capital lock-up period |
| Minimum investment | $25,000 CAD |
| Who can invest | Accredited investors (see FAQ) |
We buy 15–20% below market value, so each property starts with a cushion.
A deal has to show at least 25% upside before we commit capital.
Limited partners don't sign for mortgages or carry personal debt on partnership properties.
Refinance and/or rent-to-own exits mean we choose when to sell, not the market.
Our own renovation and property management companies do the work, so quality, timelines and budgets stay in our hands.
Led by a general partner who has operated through several Okanagan market cycles.
All investments carry risk, including the possible loss of capital. Target returns are not guaranteed. Read the offering documents before investing.

22 years of buying when everyone else is selling.
AJ bought his first property at 19 as a joint venture: his cash, a friend's credit. At 25 he opened Vantage West Realty in the middle of the 2008 crash, and built it into the Okanagan's #1 independent brokerage.
His best calls have come when the market was scared. He bought foreclosures off the courthouse steps in Arizona in 2009, publicly called the bottom of the Okanagan market in 2012, and has been structuring rent-to-own deals for more than a decade.
In 2018 he invited a few longtime clients to his home with a simple plan: buy homes at a 15–20% margin of safety, renovate them with his own crews and manage them with his own team. They committed $2 million that night, before a single deal was found. That plan became CashOffer LP.
Today, six Vantage companies and a 100-person team stand behind every deal, and AJ invests his own capital alongside his limited partners.
AJ's latest training. See where distressed deals come from, how we underwrite them, and why this market is setting up for investors who are ready.
Deal breakdowns, strategy sessions and market updates — how AJ underwrites deals and where he sees the Okanagan market heading.
A quick walk-through of the structure, the strategy and current deals.
We confirm you qualify and whether the partnership matches your goals.
If you want to move forward, we send the offering documents and walk you through them.
In British Columbia, accredited investor status is set by National Instrument 45-106. As an individual, you generally qualify if you meet at least one of these tests:
Some corporations, trusts and registered advisers also qualify. Not sure? We'll help you check on the call.
$25,000 CAD.
Distributions are paid quarterly. Limited partners receive an 8% preferred return first. Profits above that are split 50/50 with the general partner. You can also reinvest your distributions through the DRIP.
Personal funds, corporate funds, or registered funds such as an RRSP or TFSA. We'll walk you through the setup for each on your call.
There is no capital lock-up period. The redemption process and notice period are set out in the offering documents, and we'll go through them with you before you invest.
We buy below market and exit through refinance and/or rent-to-own, so we aren't forced to sell into a soft market. Properties keep producing rental income while we wait for the right time.
Vantage West Property Management, our own company, which manages 1,400+ doors across the Okanagan.
Book a 15-minute call with our investor team, or request the Investor Brief and we'll contact you within one business day.
A short overview of how the partnership works, our track record and the full terms.